Spending, Saving and being Happy

Spending, Saving and being Happy

The FT reports the link between earnings and happiness is a tenuous one.  “Research suggests that while our genes and personality influence about 50 per cent of how happy we feel, the balance is influenced by our health, employment and relationships.

Happiness is also linked to how much people save. A recent survey by Sun Life found that the amount of household surplus monthly income seems to affect overall happiness levels. The happiest 10 per cent of people lived in households with surplus monthly income of £841 per month, about £28 per day.

So, could you be happier if you spent less, and saved more? The average UK household surplus income is just under £15 per day. Reducing other household spending by £13 a day would generate enough of a surplus to put the average household in the happiest category.”  Read more.

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